Finance

Buy now, pay monthly!

We take the drama out of financing your home improvement projects by offering a simple, hassle-free, one-stop-shop for financing options sourced from our network of reliable lenders.

Don't Listen to Us, Listen to Them

Acorn saved time and interest cost by helping me to quickly identify the best loan companies available for my home improvement loan.
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- dvescelius
corn Finance successfully paired me up with a lender that approved me in 4 minutes after I applied through Acorn. Try them out. Soft credit deduction to apply.
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- Byron Pierce
Acorn set me up with different companies for a loan. This allowed me to choose the best one for me and it took very little time.
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- Jon Tindle

Frequently Asked Questions

Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.

Depending on the lender that fits you best, you may be offered a personal loan or personal line of credit.

A personal loan lets you borrow money now and pay it back over time with fixed monthly payments.

Personal loans have fixed rates of interest and typically have terms ranging from 2 to 12 years. They may be unsecured (no collateral) or secured (collateral required).

A personal line of credit allows you to borrow at any time based on a preset limit. As long as your account is open and your credit remains in good standing, you can borrow up to the maximum amount
and pay interest only on the amount you actually borrow.

Acorn Finance’s network of lenders offers loans from $2,000 to $100,000 for qualified borrowers.

Anything. For instance, your purchase with us.

Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within 1 business day.

Acorn Finance’s lenders charge no penalties for early repayment, and no processing fees on loans of more than $40,000. If you borrow less than $40,000, some lenders may charge an origination fee between 1-6%. You’ll see no-fee options clearly highlighted on your offers pages, so you can make afully informed choice.

Yes. Co-borrowers are encouraged to apply, and can be added immediately after the initial applicant submits their information.

Acorn Finance is available online throughout the United States, except in MD, NJ, NV, WV, VT, and RI –so far! You can check the current coverage area at https://www.acornfinance.com/acorn-finance-coverage/ to make sure your state is included.

Some of Acorn's Lending Partners

Partners Logos

*All loans and other financial products are subject to credit review and approval by our partners. If approved, funding times may vary. Pre-qualifications use a soft credit pull, which does not impact your credit score; however, our funding partners will conduct a hard credit pull when you express interest in an offer, and this could impact your credit score.

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